Frugal Francis

The bestselling guide, updated with new websites and ideas. Sharon Naylor believes that every bride deserves to have the wedding of her dreams. With this new edition of 1001 Ways to Save Money . . . and Still Have a Dazzling Wedding, she arms brides with more than 1,001 proven money-saving hints, tips, and strategies for creating a fabulous wedding without breaking the bank.Writing with verve and an infectious enthusiasm for all things bridal, Sharon walks readers through every wedding-related event-from announcing an engagement to planning a honeymoon to writing thank-you notes. She reveals where to cut corners and where not to, how to help families and bridal parties save money, where to find free assistance, and how brides can keep from feeling as if they’re shortchanging their dreams just to save a few bucks.For this revised edition, the author has put together an up-to-the-minute list of Web addresses and contact information for the best on-line, print, and brick-and-mortar bridal sources.

 

 

 

 

Lending club offers free money to signup for their note lending service.  Just by signing up, you get free money to lend to other people.

Over time, that free money earns other free money.  Are you with me?  This is a cool way to earn free money.

Of course Lending club is an investment vehicle for some people.  They even have auto draft feature

I have posted some updates to my account over time to show that the free money they give you really does grow.  My account shows 67.12 and I have never put 1 dollar of my own money into this account.

 

Pretty cool right?

 

Cheers,

Frugal Francis

 

 

 

 

OK, I opened a Bank of America Keep the Change Savings account with $300 dollars. They automatically take the left over change on checkcard purchases, and put the change into your savings account. For example, a checkcard purchase of $10.01 would put .99 into your savings accent. In total your checking account would reflect -$11.00, and savings +$.99. The big incentive is that Bank of America will match some of your change… (restrictions below)

Started my account with $300, my change has added up to $329.16 and Bank of America is due to award me $128.41 on the anniversary of the creation of my keep the change checking account. (See Below)

Bank of America keep the change program

My $300 investment and $329.16 auto-invested change equals $629.16. YTD, it looks like the $128.41 yield I am expecting from Bank of America at the 1 year marker would be a 20% return on my own money.

The math: $300 + $329.16 = $629.16. $629.16 + $128.41 (matched from Bank of America) = $757.57. $757.57 divided by $629.16 = 1.20. 1.20 translates to the principal investment plus a new 20% in earnings!

😉
Frugal

ps. As mentioned in first Bank of America keep the change blogpost: “The restrictions are 100% match to your first 3 months of savings up to $60.00, and 5% of the rest of your savings, up to $250.00. If you are using the program to its maximum potential you would be getting a free $310 ($60 + $250) for free from Bank of America.”

Back in October of ’09, I signed up for Lending Club for FREE. I had simply clicked a link from a blog I was reading and the next thing I knew I was given $25 to invest into Notes. With a free $25 to start the account and the referral credit I got of $25 bucks, my account started with $50. 11 months later, I am at $53.49.

Lending Club Update

Yes! You read correctly above, I have made $3.49 for FREE! Any new member gets a free $25 dollars, and additional money for referring people to Lending Club. In fact, when I referred someone I got $25 free but nowadays, I believe you can refer people and get a free $50. My free money of $50 has now turned into $53.49, which has grown 6.9% since Oct’ 09. Lending Club says my “Net Annualized return is 12+% but I don’t really understand how they compute that, nor do I care. I made almost 7% on FREE money that was given to me for clicking a simple link (below).





Give it a click, worst thing that happens is you just got a free $25 to loan to people and make money…
😉
Frugal

Hello World!

Hope everyone is enjoying the rest of their summer. Tonight I am going to update Frugal Francis and get the ball rolling.  The domain name has almost been around for a year, the Search Engines should pay a bit more attention to me.  But, no one is gonna pay attention to me if I don’t have fresh, new content.

Coming right up; Blogging to you with some visual proof that Bank of America’s keep the change program, and Lending Club actual pays you and makes you money. While my success does not require 2 commas, I am happy to show evidence that anyone can make a few or many bucks for free.

Updates with returns are coming right up:

1. Lending Club – Invest Money, or Use Free Money to Invest

2. Bank of America ‘s Keep the Change Program

Frugal

Well, first and foremost, Hello World!

Yes, I did it, I put together a custom installed WordPress blog and it was really freakin’ easy to do so.   In the past, I fiddled with installing WordPress by putting on an ftp server and running the install script, and while I was able to do it, I found it cumbersome and time-consuming.  I will be sure to follow up a bit more about how easy this is to do in my next posting…

Frugal Francis is the name I will use for the blog that entertains users on how to save and earn money through the Internet.  I plan on talking about a variety of topics on this blog, but all will reflect back to different ways to save money or ways to actually earn money on the Internet.

If you are looking for a get rich quick scheme and are in desperate need for money, then you came to the wrong site.  Trust me, I’ve been fooled into a number of offers over the years, and there are a only a few ways to get rich on the Internet, and they all come with hard work and dedication.

I live and die by a principle that you need to earn more than you spend and SAVE as much as possible.  I will be talking about crafty ways to save and earn money in this blog, so stay tuned!