Frugal Francis

Spend less, Earn More, and Save as much as possible!

Back in October of ’09, I signed up for Lending Club for FREE. I had simply clicked a link from a blog I was reading and the next thing I knew I was given $25 to invest into Notes. With a free $25 to start the account and the referral credit I got of $25 bucks, my account started with $50. 11 months later, I am at $53.49.

Lending Club Update

Lending Club Update

Lending Club Update

Lending Club Update

Yes! You read correctly above, I have made $3.49 for FREE! Any new member gets a free $25 dollars, and additional money for referring people to Lending Club. In fact, when I referred someone I got $25 free but nowadays, I believe you can refer people and get a free $50. My free money of $50 has now turned into $53.49, which has grown 6.9% since Oct’ 09. Lending Club says my “Net Annualized return is 12+% but I don’t really understand how they compute that, nor do I care. I made almost 7% on FREE money that was given to me for clicking a simple link (below).

Give it a click, worst thing that happens is you just got a free $25 to loan to people and make money…

Frugral Francis Update

Aug 28, 2010

Hello World!

Hope everyone is enjoying the rest of their summer. Tonight I am going to update Frugal Francis and get the ball rolling.  The domain name has almost been around for a year, the Search Engines should pay a bit more attention to me.  But, no one is gonna pay attention to me if I don’t have fresh, new content.

Coming right up; Blogging to you with some visual proof that Bank of America’s keep the change program, and Lending Club actual pays you and makes you money. While my success does not require 2 commas, I am happy to show evidence that anyone can make a few or many bucks for free.

Updates with returns are coming right up:

1. Lending Club – Invest Money, or Use Free Money to Invest

2. Bank of America ‘s Keep the Change Program


I am quite impressed with David Ning from

MoneyNing talks about all of the concepts that I’d like to incorporate into; Stocks, Investing, Early Retirement, mortgages, and achieving financial freedom. From what I see, it looks like he does use some affiliate marketing for some of his postings. What I find most impressive is the instant response that he gets from each of his postings. It must be such a great feeling to know that you have such an active audience out there. I aim to have the same results in due time.

I have some great articles coming soon for Frugal Francis so sit tight while I get it all together. In the meantime feel free to check out MoneyNing and let me know what you think.

As I mentioned in my first post, I found a very easy way to install WordPress and become part of the blogging community. In the past I installed wordpress manually and ran the install script and it worked fine but I found this rather cumbersome and time consuming.

Recently, I googled “what is the best webhost for wordpress” and based on my research I found a company called bluehost. Blue host is great because they offer 1 click auto install for WordPress. It is really as simple as signing up for a hosting account and then clicking 1 button and BAM! you have your own custom installed WordPress site. I found using bluehost, the easiest way to enter the blogosphere and have my own custom WordPress site.

Here is a bit more information about their value adds and product offering:
“WordPress Auto-Install — new WordPress updates are made available within 24 hours! Unlimited disk storage, Unlimited monthly data transfer, host unlimited domains on 1 account, 1 free domain name for as long as you host with BlueHost, 2500 POP / WebMail addresses, 50 MySQL databases, free control panel, free Fantastico, free SimpleScripts, 24/7 network monitoring, 99% uptime guarantee, mirrored storage backups, no hidden fees, voted best support in 2004, 2005, 2006, 2007, and 2008!”